Ndalama ku chuma atathana

Ndalama ku chuma atathana (IEC) ndi likulu ndalama pa maziko yaitali kuti tipeze phindu. Pankhaniyi, ndondomeko ndalama ndi ntchito iliyonse pa gulu la kasamalidwe kuti kuonjezera likulu lake lenileni, lomwe ndi nthawi malire, koma zokwanira kotero kuti chinthu ichi chinali zikuluzikulu kupeza zotsatira.

Motero, ndalama akhoza kukhala mu mawonekedwe a ndalama, magawo kapena sheya zina, ufulu chuma, kugwiritsa ntchito zinthu zachilengedwe ndiponso sayansi, Kuyamikira ndi ziphatso, katundu chosaoneka ndi maso.

Choncho, tingathe kunena kuti ndondomeko ndalama chifukwa cha munthu ayi ndalama (kapena boma) ndi mzake, kapena kulanda ufulu kwa mutu wina ndi mzake. Kuyenera anati kwa ndalama atathana anali kukula apamwamba, muyenera kukhala yoyenera gwero la ndalama, chifukwa ndondomekoyi sakanavomereza kotheka. M'mawu ena, mlingo wa ndalama adzakhala kwambiri kukachitika kuti kukula udzatithandiza kukula kwa malo a ndalama.

Zimenezi zingakhale zothandiza ngati akuchokera nkhani yonse ya magwero alipo la ndalama, pa structuring wa zinthu za ndalama ndi makampani ndi Boma la chuma.

Investment mu chuma atathana ndi mwachindunji amadalira kuchuluka kwa ndalama, kotero yotsirizira akhoza kuyan'ana ntchito yawo. njira Izi sizikhudza kuti chuma chonsecho, koma ntchito ndi mabungwe ziwerengero zamitundu yosiyanasiyana. Mwachitsanzo, kuchuluka kwa mabungwe IEC ndi wofanana Uwerenge zinthu ziwiri ndalama - onse yake ndi zinthu njira.

Omwe ndalama kwaiye phindu ndi ndalama depreciation. Ngakhale anakopeka - monga ngongole kubanki, anabwereka ndalama bajeti, ndalama zakunja ndi zina zotero.

Mulimonsemo, pali zinthu ziwiri zomwe ndondomeko izi: chiopsezo ndi nthawi.

Choncho, tinganene kuti ndalama mu chuma atathana - Uwerenge zivute zitani, amene umalimbana chilengedwe cha chuma atathana: kugula makina, zipangizo ntchito yomanga maofesi atsopano, yomanga nyumba zakale, kuwatsogolera ndi kuwonjezeka mu mtengo wake, ndi kuti kupindula kwambiri. Komanso, tsiku, ndalama za maphunziro, sayansi, ndi kuwongolera ndodo ziyeneretso tinganene kuti ndi ndalama likulu lokhazikika.

Tikumbukenso kuti boma wakhala kukhala wochitachita mu ndondomeko ndalama m'njira ziwiri: mwa kusunga m'boma ndi kupereka ngongole ndi ang'onoang'ono. Ambiri mwa ndalama zimenezi kutukula ya zomangamanga, ena onse (ndalama mu chuma atathana) - mtengo ndi patsogolo ndi kukhazikitsanso amakampani, komanso kumanga wawo watsopano ndi zina zotero.

Pofotokoza IEC, mawu akuti "mtengo ndi kuchuluka kwa ndalama." Volume m'kukoma Ikani, pamene mlingo akufotokoza chiŵerengero cha buku la mankhwala lamkati.

Motero, ndalama mu chuma atathana ndi mbali yofunika osati wa bungwe lirilonse, komanso boma. Onse umalimbana kuwonjezera mabizinesi, kuonjezera mphamvu zawo, imbaenda ndi kuwonjezeka mu kukula ndalama. Pa nthawi yomweyo mu mawonekedwe a ndalama akhoza kuchita monga ndalama, kuphatikizapo zosiyanasiyana sheya, ndipo ufulu wa ntchito gwero chikhalidwe cha bwino kwa chuma, komanso zosiyanasiyana chuma chosaoneka ndi maso, kuwonetsa mawonekedwe a kafukufuku wa sayansi, chitukuko cha umisiri watsopano, amene tingakumane nawo m'tsogolo ndalama.