JSC "Insurance Tinkoff" - Hull: ndemanga, zinthu kamangidwe, Kakuleta

Katundu inshuwalansi mu moyo wamakono - chinthu zofunikira. Titha kutsimikiza zonse - moyo, malo, magalimoto, kumwetulira ndi ngakhale chidole. The makampani kuti zikugwira mtundu wa ntchito ndalama komanso nambala yaikulu. Koma akatswiri amalangiza kutsatira lalikulu - mavuto ochepa ndi ndalama, iwo ndi zokayikitsa kuti adatsekedwa ndi kungofotokozera kukhudzana zinthu maganizo. Mmodzi wa iwo ndi "Tinkoff Insurance" - SA (olowa katundu kampani), amene imakhazikika mu inshuwalansi galimoto, chuma, inshuwalansi, ndiponso apereke zofunika kuyenda kunja (popanda inshuwalansi ngati inu monga musataye chitupa cha visa chikapezeka a). Nkhaniyi ifotokoza zimene kampani, makamaka inshuwalansi ake ndi zaluso mu mndandanda ntchito.

Za kampaniyo

Poyamba, "Tinkoff" unakhazikitsidwa ngati banki mu 2006, Olegom Tinkovym. Tsopano gulu ndi ndawala nambala yaikulu ankayendetsa zachuma (madipoziti, ngongole ndalama ndi anasamutsidwa, ndalama), nkhani ya madebiti ndi kadi banki. Pa nthawi, banki "Tinkoff" ndi lina la makampani akuluakulu kwambiri pa msika kwa kupanga makadi Russian banki.

Zaka zingapo zapitazo kampani anayamba Intaneti banki, ndipo tsopano tikunena malonda pa mbali (a chiphiphiritso "Tinkoff - waukulu Intaneti banki mu dziko la Russia"). Bungweli ndi chinthu bwino anayamba Internet banki: malo ndi zambiri zigawo ndi ntchito ofunsira kuti akhoza inakhazikitsa, popanda kwa kompyuta, ntchito mafoni, chimene lonse ndi Kufikika magwiridwe. Mapulogalamu "Tinkoff" akhoza dawunilodi ku AppStore kapena PlayMarket apereke pempho eponymous.

inshuwalansi

"Tinkoff Insurance" - SA (olowa katundu kampani), amene imakhazikika mu mitundu inshuwalansi ya ntchito kuyambira mu 1993. Popeza 2013th limabweretsa "Tinkoff" kampani komanso lotsogoleredwa ndi Olegom Tinkovym. Katundu lonse imagwera pa malo, monga malamulo a inshuwalansi anapangidwa ndi pa Intaneti, monga kampani ali ndi maudindo ritelo. Pamene gwero izi momveka bwino, mmaso mwa mawu a mtundu osati lomwa ndi malemba: onse lalifupi ndi mfundo, ndi ngati inu mukufuna kuti mudziwe zambiri, muyenera chabe kutsegula kugwirizana, umene ndi zovuta kupeza. Kampani anatuma mkulu mlingo wa kudalirika ndi mlingo khola. Izo bwinobwino anayamba, analimbikitsa mwakhama ndipo nthawi zonse kuwonjezera mndandanda wa makasitomala.

Mndandanda wa

The kampani "Tinkoff Insurance" amapereka mitundu yambiri ya ntchito inshuwalansi. Njirazi ndi monga:

• Insurance pamene anapita kudziko lina (popanda inshuwalansi Sikuti apereke zikalata kupeza chikalata ankafunika Russian pasipoti, khadi thanzi, ndipo ndikofunika kudziwa malangizo a kuyenda ndi nthawi imene inu adzapita).
• Insurance (mungathe kutsimikiza nyumba, nyumba, nyumba zina monga galaja ina, chipinda zofunikira, ndi zina zotero, chipinda ndi lendi, chokongoletsera mkati, zipangizo luso, chuma payekha) ndi moto, madzi osefukira, masoka achilengedwe, kulowerera oletsedwa ndi lachitatu maphwando .

• inshuwalansi ndi ngozi pa zoyendera kulumidwa nyama, kuvulala pochita masewera kwambiri kapena katswiri, amakumana ndi vuto la m'chipatala mwadzidzidzi bungwe lina la zachipatala.
• inshuwalansi galimoto (MTPL kupereka ndondomeko CASCO). mawonekedwe Tikambirana pansipa.

CTP

Tsopano zambiri wotchipa ntchito galimoto anthu kupanga kokha udindo pa inshuwalansi ndondomeko chida, monga kamangidwe kake kwenikweni mu lamulo Russian. Mu "Tinkoff inshuwalansi" pali utumiki. Popeza CTP ndi malamulo ambiri amateteza okha nkhani ya ngozi, n'zotheka kuti apereke MTPL CASCO +. Iwo adzatuluka zodula, koma mitundu mapulogalamu inshuwalansi, pali kuchotsera, ndiponso kudalirika adzakhala apamwamba.

CASCO

lamuloli tsopano kukhala wotchuka kwambiri. Ichi ndi chifukwa chakuti Hull kuba komanso zinthu zina zosasangalatsa amateteza ndi CTP, monga tatchulazi, palibe. Tiyeni tiwone, kodi Hull ndi wotsika mtengo wa "Tinkoff Insurance".

Choyamba, chimateteza ku moto, kuphulika kapena kunyanyala mphezi ndi masoka achilengedwe (m'madera osefukira, mphepo yamkuntho, zivomezi, etc.). Chachiwiri, malamulo a "Tinkoff inshuwalansi" ndemanga CASCO lomwe pa lonse zabwino (ichi ndi kufotokoza m'munsimu), amapereka chitetezo ngati ngozi, pokhapokha, ndithudi, inu musati lobadwa ngozi, ndipo palibe mayesero ena zosayembekezereka panjira (kuchoka kuthengo kapena zoweta nyama panjira Mwachitsanzo).

Ngakhale mawu a inshuwalansi ponena kuti n'zotheka kuti malipiro ngakhale pa nkhani ya kupalamula. Koma ndi bwino mwachindunji ndi insurer, monga milandu payekha. Chachitatu, mfundo limateteza katundu wanu ndi zinyama zomwe mumayenda mu galimoto yanu. Chachinayi, muli otetezeka ku zinthu kugwa kwa mtundu uliwonse pa galimoto. Chofunika - kuwateteza Hull ndi kuba (kuba). Ngati galimoto yanu chandalama ndi lachitatu maphwando, mudzatha molondola kupeza chipukuta misozi. Komanso pa CASCO galimoto compensates kwa mtengo wa thandizo luso (chingwe chabwazi), malangizo malamulo ndi matakisi vuto la mwadzidzidzi.

Kodi kuwerengera ndalama za ndondomekoyi

mtengo wa malamulo "Tinkoff inshuwalansi" CASCO mukhoza kuwerengera, ndi kuyendera webusaiti ndi kusankha njira yoyenera "kuwerengetsa Tax" pa tsamba lofikira. zenera A atsegula, amene akuyambira ayenera kusankha m'chigawo cha ntchito galimoto, chaka, kupanga, chitsanzo, mtundu wa HIV (gearbox) ndi mtengo pafupifupi galimoto lero, m'malingaliro anu. Kenako, muyenera lembani kugawa deta ya dalaivala, nkhaniyi galimoto, zaka, ndi mfundo kukhudzana (dzina, nambala ya foni ndi imelo). Recent mufuna kutumiza mtengo wa Hull malamulo, ndi mawerengedwe mwatsatanetsatane za policyholder angathe.

zikhalidwe za kalembera

Mwatsatanetsatane mawu ndi zinthu kulembetsa wa inshuwalansi ndipo lowani pangano angapezeke mu malamulo, amene ali pa Intaneti. Pano pali kamba chachikulu.

Kupanga ndondomeko, muyenera kupereka zikalata izi:

• Russian pasipoti kapena zikalata constitutive, ngati inshuwalansi amakoka bungwe lalamulo.
• Documents pa galimoto (kalata ya kulembetsa mu MREO magalimoto apolisi, PTSD, ulamuliro, ngati izo zikuchitika, chikalata cha mphatso, etc.).
• laisensi yoyendetsera.
• Chikalata chotsimikizira mtengo wa galimoto (mgwirizano, malisiti).
• Panopa kapena kuthetsa mgwirizano wa inshuwalansi.
• Statement on chitsanzo.

inshuwalansi akuti unakhazikitsidwa mgwirizano. Pali inu kunja onse inshuwalansi kuchuluka, sipangakhalenso analipira ndalama kapena chiwerengero. chikalata ichi ndi kutsazikana unilaterally likhoza sanali malipiro a inshuwalansi umafunika (zopereka) m'nthawi yake. The insurer adzakhala awadziwitse policyholder pa foni. Ngati pali kusintha kulikonse kwa magawo zafotokozeredwa mgwirizano, mwini galimoto ayenera awadziwitse insurer pasanathe mwezi umodzi.

Features inshuwalansi "Tinkoff"

• Mbali yoyamba zofunika khamu inshuwalansi - ndi kapangidwe mfundo kupyolera mu utumiki Intaneti. Musaphwanye kupita kulikonse, inu kupita Intaneti, kutsegula malo anu, masamu mmene mfundo ndalama, kapena ndipange izo, kuwapatsa malangizo ndi mfundo zonse zofunikira komanso kulipira ndi ngongole ya gombe lililonse.
• Mbali yachiwiri - yobereka mfundo ya yabwino ndi nthawi yabwino. Ndikofunikira kukambirana ndi mthenga ndi kukapeza yobereka zingati. Nthawi zina aperekedwa kwaulere.

• Chachitatu - kuthekera malipiro apamwezi. Ndiko kuti, mukhoza kulipira chaka CASCO yomweyo kapena anakonza mgwirizanowo malipiro kamodzi pa mwezi, ndiye muli ndi khadi zonse adzakhala debited kuchuluka zafotokozeredwa mgwirizano. Ichi ndi yabwino, chifukwa inu mukhoza kusiya malipiro ndi moyenera, zotsatira za mfundo nthawi iliyonse kupita ku nkhani munthu pa website kuwonekera pa "Lekani".
• Chachinayi - mukhoza kupeza aziwerenga mwatsatanetsatane za mtengo wa mfundo mukufuna kugula kwa chitonthozo cha kunyumba.

ntchito zina

Pa chiphaso za ndondomekoyi "Tinkoff inshuwalansi" CASCO, zomwe amakambirana Adzaperekedwa pansipa, mukhoza kupitiriza ntchito ntchito zina free, monga:

• chingwe chabwazi galimoto, amene adzapulumutsa galimoto zowonongeka kuti panachitika ngozi mu p;
• kuyenda inshuwalansi wothandizila pamene inshuwaransi chochitika (ngozi pamene iye angakuthandizeni kukonza evroprotokol osati kudikira kwa apolisi magalimoto, pamene zazing'ono kuwonongeka makina);
• yoperekera malamulo, monga tanenera kale pamwambapa.

Pamene chochitika inshuwaransi limapezeka

Pankhani inshuwalansi ayenera kunenedwa insurer mkati 1 tsiku. Tsiku lomalizira kugonjera zolembedwa ndi 14 kalendala masiku kuchokera tsiku ngozi. Itatha nthawi iyi, ndi inshuwalansi kampani ali ndi ufulu wonse malamulo kukana kupereka ndalama iliyonse, ndi ngakhale kudzera bwalo, simungathe nthawi kukwaniritsa chisankho zosiyana. Ngati akuchedwa zidziwitso anali chifukwa zolondola, ndiye, kupereka umboni (chodwala, chikalata kuyenda, etc.), ndi insurer imafika ku nambala inayake masiku (pansi pa mawu a pangano kapena nzeru zake yekha), kotero inu mukhoza kukonza zinthu ndi kupereka zikalata zonse zofunikira, womwenso:

• pagalimoto pasipoti;
• Title;
• laisensi yoyendetsera;
• satifiketi kulembetsa galimoto;
• protocol, kutsimikizira ngozi, kuba, kuwonongeka kwa galimoto ndi lachitatu maphwando kapena zinthu kugwa, mwansanga ndi nyama, etc., mbiri yabwino ndi apolisi magalimoto;
• ngati galimoto lawonongeka kapena anatayika chifukwa cha tsoka, timafunika thandizo la thupi kuyang'anira vutoli Mwachitsanzo, Unduna wa Zochitika Emergency;
• mapeto a msonkhano, mbiri yabwino ndi katswiri zomwe sizinatchulidwe zinthu zonse ndi zinthu za makina m'malo kapena kukonzedwa, komanso zipangizo zofunika izi, ndipo mtengo wa onse pamwamba (ngati kukonza kale analipira, unafotokoza zikalata onse, omwe atsimikizire mfundo za malipiro, monga , macheke zosiyanasiyana).

The insurer ali ndi ufulu Kudzifufuza kuwonongeka kwa galimoto kuti aone zinthu zowonongeka ndi kuchuluka ofunika akonzedwe. Nthawi zina, malipilo imagwiridwa popanda maumboni, n'zotheka kuphunzira malamulo a inshuwalansi pa "Tinkoff inshuwalansi" CASCO. Reviews za utumiki angapezeke mu malo omwewo. Tiyenera kukumbukira kuti alumikizana yotsika mtengo amateteza nambala laling'ono kwambiri la milandu inshuwalansi, kotero muyenera kuwerenga mgwirizano mosamala.

Ubwino wa inshuwalansi "Tinkoff"

• Musaphwanye kuima queues mu nthambi ya kampani ya inshuwalansi.
• Pa kuthetsa chochitika inshuwaransi nthawi zambiri limatenga 3 masiku.
• Mukhoza kulipira Hull ndi mwezi.
• Kutheka kuwerengetsa ndalama za ndondomekoyi pasadakhale mwa utumiki "Tinkoff inshuwalansi" CASCO. Chiwerengero yosavuta ndi kudya kuwerengera ndalama.
• zikalata Scanned zikhoza kutumizidwa ndi WhatsApp.
• yobereka ndondomeko pa nthawi yoyenera ndi malo.
• Free ntchito zina (onani. Pamwamba).
• Kamangidwe zaphindu pa pulogalamu CTP + Hull.

Comments za kampaniyo

Musanayambe kugula kapena kugwiritsa ntchito, anthu ambiri akufuna kudziwa pa Intaneti. Kotero ife anaonerera ndipo anaphunzira zina mwa "Tinkoff inshuwalansi" ndemanga CASCO. Nthawi zambiri ndi zabwino zochita za anthu okhala m'mizinda, amene umagwira ntchito inshuwalansi ya galimoto. kuipa, n'kuchiumba mu nthawi kuwonongeka malo, pali kusamvana kapangidwe ndi wotsatira mavuto, ndi chifukwa - ndi ndemanga negative.

Zakumapeto "Tinkoff" komwe kamapezeka kukopera mu masitolo pafupifupi amagwiritsidwa chikuzika (pafupifupi mphambu - 4.8). ndemanga zoipa makamaka okhudzana ndi zolephera mu ntchito, ulibe ena magwiridwe.

Lumikizanani kampaniyo

Kuti mudziwe zambiri, funsani mafunso kapena kudandaula malfunctions akhoza kukhala pa "mzere otentha": 8-800-500-47-28. Komanso pali batani pa webusaiti "Lumikizanani Nafe", kupyolera mwa iwo akhoza kutumiza funso lanu, kusiya mfundo kukhudzana mayankho payekha. Pamaso funso, kuwerenga chigawo "Mafunso ndi Mayankho", monga padzakhala kufotokozera za vuto lanu.

Palinso gulu Intaneti "VKontakte", Facebook, Instagram, Twitter ndi njira pa kugawana kanema malo YouTube. Onse a iwo amatchedwa "Tinkoff Insurance". Adiresi ya ofesi yaikulu :. 125212, Moscow, Leningrad msewu, 39A tsamba 1. Place nthambi ndi m'zinenero, komanso zinthu zina zonse kampaniyo.