Documents pa msonkho deduction mankhwala mano. mano implantation msonkho deduction

Zikuoneka kuti anthu ambiri anamva kuti pamene kugula mankhwala kapena chithandizo kwa dzino chomwecho ukhonza ya kobiri, koma aliyense akudziwa zoyenera kuchita, ndipo pali zifukwa zimene anthu kubwerera. Izi zikhoza kuchitika pa maziko a deduction msonkho. Ndichiyani ndi momwe ndalama kumbuyo chithandizo mano, tikambirana pansipa.

Lingaliro la deduction msonkho

Kotero ife timachitcha gawo la ndalama nzika, chimene chilamulo sangakhoze zedi. Ndiko kuti, pamene munthu mwalamulo ntchito ndipo anapereka boma kuchuluka nthawi zonse ndi ndalama zawo, ndi woyenera kuti achire kuchuluka kwa 13% anakhala pochiza nokha kapena munthu achibale awo. Komanso muyenera kukhala okonzeka mu zolemba pasadakhale kwa deduction msonkho. Zochizira mano ndi matenda ena mukhoza nthawi yomweyo allocated wina kuchuluka. Chitsanzo cha mawerengedwe ake, timapereka mtsogolo pang'ono m'nkhaniyo.

Mu zina, amadalira msonkho deduction mankhwala mano

Kodi kuchitira mano anu ufulu kapena ndi kuchotsera wabwino? Funso Ndithu chidwi ambiri, kuganizira mfundo yakuti chisamaliro khalidwe mano - osati yotsika mtengo.

Choncho, amene angathe kulandira yopuma msonkho?

• Anthu analipira ntchito mu zipatala Russia, ngati iwo ali m'gulu la mndandanda wapadera, zomwe ndi chifukwa pansi phindu kuganiziridwa ndiponso pamene bungwe komwe chithandizocho chiphatso.
• Munthu kusonyeza premiums ya malinga inshuwalansi zaufulu thanzi okha ndi achibale awo.

Mwachibadwa, zikalata zonse mu deduction msonkho mankhwala mano ayenera kukhala mu manja a munthu kutsimikiza ufulu wawo kuchotsera a.

Kodi kudziwa malipilo

Funso lotsatira, zomwe chidwi nzika - ndi nkhani ya ndalama. Kodi kuwerengera ndi apereke obwezeredwa msonkho pa chithandizo chili kuti? Kuyamba, tione chilinganizo cha kudziwa kuchuluka chofunika.

Choncho, ambiri, m'malo anu msonkho, sayenera kuwerenga, kumbukirani ichi. Kukula okwana sipangakhalenso anabwerera, ali 15.600 rubles, koma osapitirira 13% wa mtengo okwana opatsidwa. The pazipita kuchuluka limene msonkho chiwerengedwa - 120 zikwi rubles.

Pankhaniyi, zosiyana kwa malire siligwira ntchito ngati mukufuna kuyitanitsa msonkhano mtengo kuchipatala, komwe kuchuluka adzakhala ambiri apamwamba. Komabe, mwachitsanzo, ndi deduction msonkho pa amadzala mano sangayambe muphatikizidwe mu mndandanda zithandizozi, onse zifunike ndi dokotala kuchipatala.

Mwachitsanzo mtengo mawerengedwe

Mwachitsanzo, inu mumatenga malipiro apamwezi a rubles 25 chikwi. Choncho, zopeza zanu pachaka adzakhala 300 zikwi, ndi msonkho pa ndalamazo ndi 39 zikwi, kapena 13%.

M'chaka cha inu anakhala pa mankhwala a 180 zikwi mano Komabe, anapatsidwa chakuti pazipita kuchuluka kwa deduction pansi kuliika pa kuzungulira zana ndi asilikari zikwi makumi awiri, malipiro ako adzakhala zopanda 15.600 rubles.

ndondomeko kulembetsa

Kotero apa pali aligorivimu cha zochita zake zomwe muyenera kutenga kuchotsera yokondedwa pamene kuyendera zipatala:

• Sonkhanitsani zikalata zonse mu deduction msonkho mankhwala mano (mndandanda Adzaperekedwa pansipa) atitsimikizira makope awo;
• Konzani msonkho wanu ubwerere pa mwapadera ndi kulemba ntchito lolingana;
• Bweretsani zikalata zonse kwa Kupititsa ulamuliro msonkho, kaya payekha kapena tumizani kalata yotsimikizika;
• dikirani mpaka nthumwi za akuluakulu kutsimikizira mfundo zonse umene inu mu njira ya miyezi itatu, kenako mudzakhala analidziwitsa mu kulemba;
• Ngati kusankha ndi HIV, nkhani yanu kunditumiza ku ndalama kuti mungathere pa chithandizo.

Amafuna mndandanda wa masheya

Documents pa msonkho deduction mankhwala mano ayenera kukonzekera zotsatirazi:

• Declaration za malipiro a msonkho;
• pasipoti dziko ndi buku la masamba waukulu;
• satifiketi ndalama abwana (ngati inu ntchito kwa chaka m'malo ochepa, kuipempha aliyense wa iwo);
• yofunsira kubwerera kwa msonkho;
• kalata ya ntchito malipiro a chipatala, amene akulandira thandizo;
• mgwirizano ndi bungwe zachipatala potipatsa ntchito;
• Baibulo la mano chilolezo.

Nthawi kumene deduction pa tsiku inshuwalansi mankhwala zaufulu chofunika ndi zikalata malamulo, amene atsimikizire mfundo za malipiro a premiums zonse, komanso buku chilolezo cha.

Pamene mankhwala chitumidwa kwa wachibale, muyenera kalata kubadwa (mu nkhani ya mwana a) kapena buku satifiketi ukwati (ngati mkazi zina).

Akulipira chifukwa amadzala mano

anthu amene analandira deduction msonkho mankhwala mano amati pali mwayi kuti abwerere ndalama zambiri odwala, monga kuika amadzala. msonkhano uno mu mano ndi imodzi mwa mtengo kwambiri, choncho funso la malipiro ake tsankho sangakhale ndi chidwi angathe odwala.

Mu mndandanda wa ndondomeko mtengo mankhwala, tsankho alipire wa kuti deduction msonkho si Uwerenge 15 miliyoni, pali mfundo za replantation, prosthesis implantation ndi nyumba zitsulo tsiku limene mungayesere kukwaniritsa ndondomeko mtengo. Ndithudi, zonse anaganiza paokhapaokha, koma yesani ndi ofunika.

Kodi chithandizo imvera chipukuta misozi pa ndalama za msonkho deduction

Mukhoza pang'ono abwezere ndalama za mitundu otsatirawa a misonkhano, osayang'ana kaya lokhudza malo mano kapena zina zaumoyo:

• matenda ndi chithandizo pa pempho la ambulansi;
• kupewa ndi konzanso odwala, komanso kumupima;
• chithandizo pamene kupeza mbiri Katswiri;
• spa chithandizo;
• maphunziro thanzi.

Loss ufulu wolandira phindu pa maziko a deduction msonkho

Pali komwe kuchepetsa malipiro mwanjira imeneyi sangakhale chithandizo pakati pawo:

• ngati munthu ali wazamalonda aliyense, ndipo ndalama zake ndi msonkho osati pa 13%, ndipo kwambiri kapena zochepa;
• pamene chipatala si chilolezo;
• kugula mankhwala sikuphatikizidwa mu mndandanda anavomera malamulo;
• ngati lamanja la deduction wakhala chikalata pa nthawi yolakwika (mukhoza ntchito kwa zaka zitatu kuchokera tsiku la malipiro a zaumoyo).

Kangati mungagwiritse ntchito bwanji

Ndithu mwachibadwa, funso zachilengedwe ndi kangati mungathe kugwiritsa ntchito bwino kubweza mtengo wa mankhwala pang'ono msonkho deductible. Yankho lake ndi losavuta: mwayi chomveka kamodzi pachaka, kaya kangati pamene inu akutsatira kuti mano kapena kupeza mankhwala ena.

Musanagwiritse ntchito pulogalamu imeneyi, werengani mawu ndi zinthu, onetsetsani kuti tizidalira mtundu uwu chipukutamisozi chithandizo.

Mayankho a mafunso okhudza za deduction msonkho

Kumene, mafunso okhudza nkhaniyi udzakhalabe kwambiri. Nawa mayankho kwa anthu ambiri kuti mwina waunikira wosadalirika ambiri:

• makolo ali ndi ufulu kupereka kwa chithandizo mwana, amaganizira ubwino msonkho yekha kwa zaka 18;
• mu mndandanda wa m'banja, chithandizo kumene pang'ono owomboledwa, osati m'gulu abale ndi ana okha pansi zaka 18, akazi kapena makolo;
• chithandizo anawamasulira kunja Akuluakulu a ku Russia m'njira kwa pang'ono azilipira zosatheka;
• kugula mankhwala akhoza ikuchitika pa maziko ŵakwenera yekha pansi chikhalidwe chimene, ngati zotchulidwa dokotala kwa dotolo;
• yopanga mtengo sikuphatikizidwa mu mndandanda wa mankhwala okwera mtengo ndipo sangathe kuwomboledwa kuposa Uwerenge 15.600 rubles;
• simungathe ntchito utumiki ngati muli kwina kulikonse ntchito kapena kukhala wa amalonda munthu;
• pensioners bwanji ufulu ntchito si chifukwa iwo samapereka msonkho, koma angathe kuthandiza ana amene ali nayo.

Choncho, taphunzira kuti ndi nkhani chipukuta misozi ngati deduction msonkho mankhwala mano ndiponso zimene zikalata ayenera anagonjera ulamuliro yoyenera. Komanso, tsopano inu mukudziwa zimene yonse ya malipiro chithandizo akhoza kulipidwa ndi mochuluka bwanji.