Bank "Chitsitsimutso": kubweza (zinthu)

Financial Organization "Chitsitsimutso" ali TOP 50 mabanki Russian mawu wodalirika komanso kutchuka. Ndi pa malo 37. Pakali pano, ndi katundu okwana bungwe ndi pang'ono zosakwana biliyoni 243 rubles. Iwo ali utumiki chosiyana banki "Chitsitsimutso". Kubweza - mmodzi wa zosiririka kwambiri.

mawu ambiri ndi zikhalidwe

The pazipita ngongole kuchuluka ndi rubles 30 miliyoni. Malipiro - osachepera 20% wa mtengo okwana kugula anakonza. Nthawi - kuchokera zaka 5 mpaka 30. mlingo pachaka akuyamba pa 11,85%. Loan N'chimodzimodzinso pamwezi malipiro annuity. An chiwombolo oyambirira - koma miyezi itatu adula (palibe ntchito).

Mwachibadwa, kuti kupereka mtundu wa ngongole kwavomelezedwa, muyenera kugonjera zikalata. Izi mbiri ya wobwereka kuthekera, ndi nzika Russian pasipoti (+ mafotokope a masamba onse atamaliza), nkhondo ID kwa amuna (pansi zaka 27), mbiri yabwino ndi abwana ake ndi buku la ntchito, komanso Buku 2-DZENJE.

Ndipo, ndithudi, muyenera zikalata malamulo a chuma anapeza. Plus, kufunika luso pasipoti wa chinthu, ndi Tingafinye ku USRRE (umasonyeza pakalibe encumbrances) ndi buku la wogulitsa pasipoti. The lipoti Kufufuza za katswiri palokha ali m'gulu mndandanda wa zikalata wofunikila ulaliki.

Zanyumba ndi "Gulu PSN"

Izi - woyamba ngongole mankhwala opambana banki "Chitsitsimutso". Kubweza, chirichonse chimene icho chingakhale kumafuna mapeto a kugula / zogulitsa mgwirizano. Ndipo, ngati m'pofunika kuchita, bwanji osayang'ana kuti kwa wogulitsa odalirika?

The Bank umafuna, mu nkhani imeneyi, chandamale ngongole kwa ogulidwa nyumba pamalowo, yomanga amene wachita "SPE Gulu" - ndi mapulogalamu waukulu wakhala ukugwira ntchito kwa nthawi yaitali, ndipo nthawizonse adzakhala kulankhula ntchito zawo mpaka mapeto. Ndi mawu ake komanso kugwirizana banki "Chitsitsimutso".

Kubweza zikuwoneka ndi m'thumba. kasitomala amaloledwa apereke ake ndi sozaomschikami awiri owonjezera. Mlingo m'munsi akuyamba pa 13% pa annum, kutenga nkhani kukhazikitsa katundu ndi inshuwalansi munthu. Malipiro - kuchokera 0% kuti 85%. Tikambirana ntchito patatha masiku 2 15 kuchokera tsiku Kutengera.

The mawerengedwe zoyerekeza

Kuyang'ana manambala, inu mufika kumvetsa dera la mofulumira kwambiri. Choncho zimene amapereka banki "Chitsitsimutso"? Kubweza, amene tamutchula pamwambapa, amakonda kutchuka kwambiri. Komanso msonkhano uno mwachangu kulengeza. Kodi likukhalira kuchita?

Kodi tiyerekeze kuti munthu anatola nyumba kwa 3 000 000 ndipo anaganiza kulipira ndalama pasanathe zaka 5. Zonse ayenera kulipira 4.088.764 p. Chiwerengero kuchuluka 1088764 p.

M'mwezi woyamba, ulipira 32.500 rubles. Kenako kuchuluka kwa malipiro kuchuluka mwezi kwa 69 935 tsa / pamwezi. Ndithu ndalama, koma ngati inu kutenga ngongole chandamale cha mtundu okhaokha nthawi ino, ndi njira yabwino.

Chifukwa kubweza chomwechi, ndi yofanana, koma kwa zaka 10, ndalama zambiri zodula. Ngakhale kuti malipiro mwezi kudzakhala 45 165 rubles. Koma pamapeto anthu kulipira 5362058 p. Amene adzatero 2.361.058 monga peresenti a. M'pofunikanso kukumbukira kuti ngongole akutengedwa 3 000 000. Kuchuluka chidwi si zochepa kwambiri kusiyana ndi zimene anatengedwa pa ngongole.

Koma, mwa njira, banki "Chitsitsimutso" ndi chothandiza kwambiri Intaneti Chiwerengero, mungathe kuwerengera onse. Pali ngakhale m'ndime yosiyana, zimene zonse utoto zaka - chidwi analipira, ngongole ndi anapatsidwa kuchuluka kwa chaka chonse.

"Lathyathyathya-New"

Ili ndi dzina ngongole mankhwala wina umene opambana banki "Chitsitsimutso". Kubweza mawu awa: 10 miliyoni rubles monga pazipita ndi, mlingo akuyamba pa 12,95%, ndi nthawi - 1 chaka zaka 30. Kasitomala ndi zakuti chandamale ngongole kwa ogulidwa nyumba m'nyumba nyumba chiwerengero cha zinthu zimene mukumangidwa GC "PIK".

Komanso analola kukopa awiri sozaomschikov. Malipiro - kuchokera 0% 20%. Insurance ndi lamulo, ndi kapangidwe ndi wotsatira wake ukugwirizana surcharge lapansi. M'chaka choyamba cha kukongoza zikanakhala zopanda 1% kuchuluka ngongole. Koma ngati munthu pazipita - 100 000 rubles. Kwachiwiri ndi zaka zonse wotsatira kuchuluka inshuwalansi kuti 0,7% ya ngongole ngongole.

chapadera

Tsopano anthu ambiri akugula nyumba ndi nyumba kuti mukumangidwa. Ndipo izo ziri kwenikweni yosafuna kwambiri njira, chifukwa nyumba mu nyumba anamangidwira waima pa 20-30% mtengo kuposa kale atamaliza linapereka zinthu. Ndipotu, wobwereka ndi kugwira nawo ntchito yomanga olowa. Zokopa Bank "Vozrozhdeniye".

Kubweza afika ndemanga zabwino. kutukula onse collaborating ndi gulu ndalama, nthawi anayesedwa. Gulu la "Inteko" makampani GC "Ndege Development" GC "Morton" ndi GC "Etalon-Muzigwiritsa" LCD "New Zelenograd" LCD "otchuka-Kupelinka" ndi GC "MR Gulu".

Mlingo akuyamba pa 13%, chiwerengero pazipita kupezeka kwa ngongole - rubles 30 miliyoni. A malipiro koyamba - kuchokera 0% kuti 85%. N'zochititsa chidwi kuti mawu a ndalama chidwi ndi ngongole - zingati mofanana amene anatchulidwa pa chiyambi. Koma mu nkhani iyi kwa anthu mamiliyoni atatu mugule nyumba wabwino, chifukwa yomalizidwa nyumba izo adzamanga pa 20-30% kwambiri. Choncho woyamba mlingo munthu anayenera kutenga 20-30% zambiri voluminous ngongole.

Trust ngongole ndi ang'onoang'ono

msonkhano uwu nsembe m'mphepete "Chitsitsimutso". Zanyumba nyumba chachiwiri nthawizonse wakhala ali otchuka. Ndipo bungwe ili ndalama waganiza kuti tisaletse zinthu makasitomala awo angathe. Nzosadabwitsa mwezi wapitawo, November 22, 2016, analengeza kuti "Chitsitsimutso" walowa pamwamba mabanki asanu ndi mlingo wotsikitsitsa chidwi pa zanyumba ndi thandizo boma.

Ndipotu makasitomala zimaperekedwa% 10,9 chabe pa annum. Popeza kuti kulikonse, pafupifupi 13%, sanadabwe chizindikiro ngati mkulu wa bungwe. mitengo kuchepetsa - ndi zokoma zina anthu ambiri amene amafuna kuti tikhale awo mamita lalikulu mwini.

Kodi wina ndi kofunika kudziwa?

Pali zifukwa zingapo chifukwa anthu lisanduke "Kubadwa Kwatsopano" banki. Kubweza pa zikalata awiri - ndiwo, mtundu wa utumiki mukhoza kupeza kumeneko. Koma palibe mwachindunji zinthu kumeneko - zonse lafotokozedwa payekha.

Komanso m'gulu izi zingatenge kunja kubweza kwa ogulidwa malo sanali zogona. Ngati munthu afuna kugula izo kwa makampani kuti tigwirizane ndi banki, ndiye mlingo adzakhala 12,5% pa annum.

Komanso zedi kudziŵa kuti gulu akhoza kutenga ngongole timalembera anthu kutukula nyumba. Pakuti utumiki kawirikawiri kulabadira kwa anthu omwe anatembenuka ku banki "Chitsitsimutso".

Kubweza zikalata zikutanthauza kubweretsa zosiyanasiyana. Ena a iwo adzakhala - apamwamba Mwina kupeza ngongole. Kwa amalonda munthu, kuwonjezera pa zonse ndaitchula, muyenera kalata ya boma kulembetsa kwa malonda (buku +), ndi Tingafinye ku EGRIP, msonkho kubwerera msonkho ndalama munthu, banki neno pa zolowa ndi wotuluka nkhani panopa, etc.

Ndipotu kubweza nkhani ndi yaikulu kwambiri ndipo muli zambiri miyala "m'madzi". Chifukwa, ngati inu mukufuna kuti mulandire ngongole ya mtundu uwu, muyenera kuganizira mfundo zonse ndipo dziŵani okha ndi zina zabwino osiyana.