Akamanena za mmene malonda, zomwe zimabweretsa ngongole mlandu

Mchitidwe dziko limasonyeza kuti mupezeke wa ngongole ndi kulanda zofukizira wa ngongole yomweyi mabanki zaposachedwa chifukwa. Pambuyo pake amaperekedwa kwa malipiro a yaikulu ndalama, koma, ndithudi, kuchuluka, amene anali zotchulidwa mu mgwirizano. kuchuluka iyi akutchedwa, motero, mlingo kuchotsera.

Kuthekera ndi njira zosayembekezereka wa ngongole

Pamaso kupenda ubale ndi zotheka kuti akhoza kupangidwa pakati pa kasitomala, wonyamula sheya, ndi banki ayenera kumvetsa amadza zachuma, omwe amanyamula kuchotsera wa ngongole ku banki. Choyamba imeneyi n'kofunika kupenda siteji yoyamba ya mapangidwe ngongole leni. Anavomera kupereka yachiwiriyo imene mukhoza kuona otchedwa malonda makope ngongole. Njira yoyamba - tingachipeze powerenga. Imeneyi, wogula katundu kapena zina amapereka wogulitsa kalata wachilekaniro, limene linapatsa kuti malipiro contractual m'tsogolo, kapena M'malo mwake, wogulitsa amaponya wogula katundu kapena ntchito ndalama, koma kulanda. Yachiwiri - pamene basi ndi promissory cholembedwa ndi malipiro operekedwa ndi wogulitsa katundu. Nthawi zina dongosolo amatchedwa kamangidwe kapena "kukonda dziko lako." Mfundo akamanena za onse imodzi, mfundo, ndi Yachiwiri ndi wogula angathe kupeza katundu popanda zofunika pa anapatsidwa ndalama nthawi, ndi wogulitsa ndi kulandira ndalama izi mtsogolo.

ngongole malonda kudzera ngongole

Monga mmene taonera, chiwembu nawo nkhani awiri - wogulitsa ndi moyenera, wogula, n'chifukwa chiyani tiyenera ngongole mlandu ku banki? Kwenikweni mlandu zolemba promissory sizingakhale zofunika, ngati ngongole awa eni ntchito m'tsogolo monga njira mawerengedwe kapena ntchito zina unyolo wa midzi mgwirizano, pamene iwo umasinthanitsidwa ndalama kumbuyo. Komano, bilu umboni okha pamlingo winawake makasitomala kudalirika m'munda wa kupereka, amene, monga ife tikudziwira, sangathe nthawi zonse amachita zifukwa cholinga ayi, kapena. Zonsezi chitukuko cha bilu mwachindunji dongosolo monga mawonekedwe ena ngongole facilitates analandira katundu pa gawo la banki, monga kuchotsa kufunika akaonekere kwa banki, ndi zoona, wobwezera wokongoza wogulitsa. Inventoried kapena rediscount, banki amamulandira monga bonasi kuchuluka ena. Mmodzi mwa anthu ochepa, koma chidwi chokwanira, kupanda dongosolo amenewo kwa mabanki ndi kupezeka kwa chidwi kuliika pa mapeto a ndikupeleka pa nkhani kapena rediscount, amene si zabwino kwambiri ndi kutenga nkhani kusintha n'zotheka basi msika.

kuopsa zotheka

Kumene, monga m'madera ena a ngongole ubale, kutenga ngongole chifukwa ndi kumenya wina kuchuluka kwa chiopsezo. Choyamba, tikulankhula za kuthekera sanali malipiro udindo ngongole, amene kumlingo akhoza kuchepetsa ndi zofuna regressive kuti endorsers ndi (yotsirizira kwambiri, ngozi, ndithudi, amakhala ang'onoang'ono). Si lilibe ndi ndende chiopsezo. Kenako chilungamo otchedwa riziki chiopsezo. chakuti bilu discounting si limodzi, monga ulamuliro, pogwiritsa ntchito njira iliyonse kuti anaonetsetsa ntchito kopitirira udindo, kumene kumene, kwambiri kumawonjezera chiopsezo poyerekeza ndi njira zina kukongoza. Pomaliza, yeniyeni, inu mukhoza kunena, chiopsezo zenizeni za malonda kukongoza bilu kuthekera mlandu sheya kuti alibe mphamvu ithe, kapena, zambiri zambiri, achinyengo.