Kulumala penshioni (gulu 2). ndalama ndi olumala

Pakali pano, koposa zonse, pali olumala gulu lachiwiri la kulumala. Yolakwika ya gulu lachiwiri ndi wolemala, koma sikutanthauza kusamaliridwa nthawi zonse. Nzika ndi gulu lina la olumala mwina kulandira phindu boma, m'malo kupuma. Nthawi zina zimachitika kuti gulu lachiwiri la kulumala linapatsidwa kwa ana, ndi mu nkhani iyi, mwana ayenera kukhala Atetezi. mtetezi A zikhonza kukhala zothandiza, ndi munthu wina wachikulire, amene ali ndi chilema, monga ulamuliro, anthu awa ndi achibale kapena anzake.

Ndani yosagwira 2 magulu?

Anthu olumala magulu 2 pophatikizanso anthu amene anazindikira mwa ntchito zachipatala sangathenso. chifukwa chachikulu lagona olumala kapena kuvutika maganizo kuti salola iwo kukhala zabwinobwino komanso kukwaniritsa moyo. Kumene, nthawi zina anthu awa ayenera kuthandizidwa mtetezi. Gulu limene Ndinapereka munthu afuna boma ukatswiri yekha. Anthu amene ali ndi zinthu zovuta zachipatala kuti salola iwo kukhala ndi moyo wonse, angayembekezere gulu lachiwiri la kulumala. 2 matenda a chilema likhoza kulumikizidwa ndi mavuto a locomotor zida wa munthu, imfa ya kukumbukira ndi lathu mu nthawi kuti salola iye kudzigwira. The matenda akuluakulu zimene zikuonetsa kuperekedwa kwa gulu wachiwiri chilema monga:

1. Mavuto ndi dongosolo la minofu ndi mafupa.
2. Disorientation.
3. Mavuto ndi kulankhula.
4. Kuchepa kwa kulamulira kayendedwe ndi khalidwe.
5. Mavuto assimilating zambiri.

Nthawi zambiri invalidity penshioni (gulu 2) wapatsidwa chifukwa cha chitukuko cha khansa, matenda a mtima, kufa ziwalo ndi tsankho ziwalo.

Kodi osiyana za gulu lachiwiri la kulumala kwa magulu ena?

Tikumbukenso kuti anthu amene analandira ndalama za penshoni ya gulu lachiwiri ntchito ndalama osati kokha, komanso ndi chiwerengero cha ubwino zosiyana ndi zimene anthu olumala mungawapange wachitatu kapena magulu oyamba. Taonani ubwino waukulu olumala gulu lachiwiri:

1. Ngati penshioni kwa kulumala, ndi gulu 2 amagwira ntchito MSEK chifukwa chakuti munthu anavulala kuntchito, nzika angayembekezere ndi penshoni.

2. Gulu lachiwiri - zimenezi si mapeto, munthu ali ndi mwayi ntchito mu kampani kapena kutumikira, ndi msonkho ndalama alibe kulipira kwambiri.

3. Nthawi zambiri kuchotsera pa malipiro a ngongole zofunikira.

4. zambiri 2 chilema kugwira ntchito ndi inoperative. Ngati munthu wolumala kwathunthu, choncho wa gulu sanali ntchito. "Ntchito" pensioner akhoza ntchito pa mbewu, ndipo amaperekedwa ganyu tsiku ntchito, ndi malipiro iye akuzisunga kobiri yonsene.

5. yolakwika anapuma angagwiritse ntchito phindu lina, ndipo ngati alibe Kutentha chapakati, boma iye kulipira kukatentha unsembe 50%.

6. osaphatikizidwamo zimagwilanso nchito kwa sukulu Choncho yopemphera kwa bungwe lililonse maphunziro kwa yosagwira a gulu lachiwiri mulibe ipyole kusankha mpikisano.

Awiri mitundu penshoni chilema ku gulu lachiwiri

Popeza pantchito gulu lachiwiri amagwira ntchito olumala chibadwire kupindula adzakhala accrue tikaganizira za zinthu. chakuti anthu olumala EDV analipira m'njira ziwiri:

1. Labor malipiro.
2. ubwino Social.

Chachikulu kusiyana pakati pa awa mitundu iwiri ya penshoni n'chakuti osiyana accrued kupereka ndalama akhoza kukhala osiyana kwambiri. Mwachitsanzo, kukula kwa penshioni nawo pa olumala mwina zosakwana penshoni.

Kodi mawerengedwe a penshoni?

Taganizirani zimene mungachite mmene penshioni yaperekedwa aliyense wa mitundu imeneyi. Kuwerengetsa kuchuluka kwa penshioni, ntchito chilinganizo lapadera:

TPPI = PC (T * C) + B.

Chinawathandiza kumvetsa n'chakuti njira ndi iyi: pansi pa PC amatanthauza pamaso pa likulu penshioni kuti wakhala anasonkhanitsa chifukwa cha inshuwalansi chilema. kuwerengetsera zonse zinalembedwa ndendende pa tsiku pamene munthu amakhala pensioner. T - mbiri ya miyezi yonse ya ukalamba penshoni. Lero za 228 miyezi. Ndi - zinachitikira inshuwalansi, chomwenso ndi tikambirana miyezi. Kutalika pa mlingo wa zaka khumi ndi zisanu ndi zinayi zakubadwa ndi miyezi 12, koma kuonjezera ndi miyezi inayi chaka chilichonse. B - ndi penshioni koyamba.

Asayansi pa penshoni chikhalidwe Kodi anapanga?

invalidity Social penshioni (gulu 2) amagwira ntchito nthawi yeniyeni, phindu amenewa nthawi zina tingakhumudwe kalekale. Ngakhale ngati munthu alibe mkulu iye ubwino onse chikhalidwe wofanana Ikani. Tikumbukenso kuti munthu amene ankaona kuti wolemala angadalire mtundu umodzi wa penshioni. Tichisankhe - ndi nzika za njira.

Kodi kukula kwa gulu 2 chilema penshioni?

Pamwezi malipiro ndalama anapereka boma, kutenga nkhani zina zabwino zonse. chidwi zapatsidwa kwa zikutanthauza malipiro. Mu 2017, penshoni kwa anthu ndi gulu lachiwiri la kulumala wakula kwambiri. Pakali pano, kuchuluka kwa ndalama zikudalira nzika ya gulu zachipatala ndi chikhalidwe. Mwachitsanzo, munthu akhoza wolemala chibadwire, ndipo mukhoza kupeza matenda pamoyo wawo. Pamene wolemala gulu lachiwiri - yotengedwa, penshioni adzakhala 4959 rubles. Ngati munthu wolemala kuyambira ali mwana, kuti pantchito adzakhala wofanana 9919 rubles.

Zimakhudzira akudziwa zambiri mungathe ndalama za penshoni. Ngati nzika ali ndi mkulu, penshioni akhoza prdrazumevat ndalama zina panobe, koma muyenera kukumbukira za anthu mphindi.

1. Ngati nzika alibe chisamaliro cha amadalira, penshioni ndi 4805 rubles.
2. Ngati pali zazing'ono mwana mmodzi - 6404 rubles.
3. ana awiri - 8008 rubles.
4. ana oposa awiri - 9610 rubles.

zikalata zimene ayenera anagonjera kwa ndalama za penshoni,?

pensioner A ndi matenda ayenera choyamba udindo boma la nzika, amene sangathenso, ndipo Pakufunika kugonjera zikalata izi:

1. Certificate, amene wosindikiza MSEC kuti nzika ya kwenikweni anatumizidwa ku gulu lolinganiza ya olumala.
2. Pasipoti, kumene kulembetsa lidzakhala lilipo.
3. Policy monga umboni wa inshuwalansi mokakamizidwa thanzi.
4. pensioner Certificate.
5. mabungwe moyo Social kungafune angapo masheya owonjezera Choncho, kolondola Komanso kukaonana ndi Fund ndi penshioni, amene ali malo okhala.

Kamodzi zikalata onse anasonkhana mokwanira, ndi pensioner m'tsogolo kukhala ndi udindo kutsatira Fund ndi penshioni District, izo onani zikalata zonse ndi kulingalira pasanathe masiku khumi. Pakuti pensioner anapereka mitundu yambiri ya penshioni, mwachitsanzo, n'zotheka kulandira ndalama za penshoni, mu makalata, khadi banki kapena nthawi zonse amanena kuti gulu limene likuchita ndi mtundu uwu wa phindu. Ngati pensioner zovuta kulandira penshioni, iwo adzatha kukhazikitsa ulamuliro, chikadzabadwa, chidzatchedwa mbiri yabwino ndi odziwitsa anthu, ndipo mudzatha kulandira penshioni kapena achibale omwe zafotokozeredwa chilolezo.

Zomwe malipiro zina pensioners?

Kuvomerezedwa kwa pensioners ndi mwezi ndalama malipiro, womwe wapangidwa kwa accruals penshioni onse ndi chithandizo kwa magulu ena a nzika. Chaka chilichonse, akuluakulu onse recalculated chiwerengero cha penshioni kuti kufufuma. Mwachitsanzo, chaka chino, penshioni kwa olumala gulu lachiwiri chinawonjezeka ndi 5.5%. Chaka chino, mogwirizana ndi kusintha penshioni, ena kusintha Mwachitsanzo, gawo la ubwino wakhala m'malo ndi ndalama zina kuyamba.

ndi phukusi nawo pa pensioners chiyani?

Kuwonjezera ndalama, ena akuluakulu Mungasangalalenso maudindo amene amapatsidwa kwa boma. Komabe, madalitso ambiri nawo pa pensioners amagwira ntchito yofunika kwambiri. Mwachitsanzo, ena pensioners atasunga ufulu madalitso amenewa:

1. The mwayi kamodzi pachaka kuti apumule ku chipatala chaching'ono ndi.
2. Pali zopezera pharmacies kuti akhoza kupereka kwaulere ena mankhwala pa mankhwala.
3. Pali mwayi kwa galimoto zoyendera m'matauni ndi intercity.
4. Wapatsa wapadera dera la nyumba ndi ntchito limodzi. mwayi umenewu akhoza kugwiritsa ntchito gulu lina wolemala kuyambira ali mwana.

Ngati wina ku anthu okalamba ali sakukhutitsidwa ndi phukusi zinthu, akhoza umasinthanitsidwa malipiro ndalama. Koma ichi ayenera sadzalandira panokha kulemba mawu, amene anatumiza kwa chitetezo chikhalidwe cha anthu.

Pa zimene pantchito angayembekezere antchito olumala?

Pakali pano, ntchito anthu olumala angalandire zosaposa 4400 rubles mwezi. Posacedwapa, ndalamazo sadzachulukana, koma pali chinthu choterocho monga mwa nthawi malipiro kwa pensioners onse, yomwe ikuchitika kamodzi pa chaka, ndi kukula kwake ndi 5000 rubles. Komanso mogwirizana ndi kusintha mu mwezi wa August adzakhalanso ndemangayi penshoni kwa magulu ena, ndipo zimenezi zikhoza kukhala chifukwa kuwonjezereka yotsatira Ndipotu kuganizira mlingo kufufuma kwa 2016.

ndi penshioni ya ana olumala chiyani?

Kulumala penshioni (gulu 2) wapatsidwa osati akuluakulu komanso ana. Nthawi zambiri, ana awa amafuna mtetezi amene adzasamalira odwala, kotero kukula kwa penshioni lidzayeretsedwa zimadalira zinthu izi. mwana amene ankaona olumala mu gulu ili kuyambira ubwana, tizidalira 8500 rubles mwezi. Amafuna kupereka olumala osati kokha, komanso munthu amene amasamalira iye, koma chiongo chake iye sachita yokhala ntchito. Pankhaniyi, kukula kwa malipiro adzakhala% 60 okha a malipiro osachepera.

Kuti ukafunidwe ndi mtsogoleriyo?

Ngakhale kuti EDV olumala ali aakulu kwambiri, koma boma kuyesa kulamulira matrasti ndipo onani mmene ndalama yaikulu. Chilamulo lero amafuna odwazika onse kudziŵitsa boma za otaya ndalama mu mawonekedwe a lipoti. Ngati trasti si kukwaniritsa chikhalidwe ichi, mwina posachedwa chabe kukana ndalama. Kukhala kosavuta kuchita lipoti, kungofuna kuti mwapadera, wodzala kamodzi pa chaka. Kukhala trasti, inu ayenera kungokhala kusonkhanitsa zikalata zonse zofunikira komanso kufufuza malamulo onse mosamala. Anthu ambiri olumala amene chachiwiri chilema gulu, sitingapeze kuchita popanda mtsogoleriyo. Choncho, pamene munthu wapatuka pa otumikira, iye choyamba amatenga maudindo ena.

Monga Tingaone momveka kuyankha funso la mtundu wanji wa kulemala penshioni ku magulu 2, n'kovuta, chifukwa pali mfundo zina zabwino zambiri ndi kuwerengetsera ofunika powasamalira. Koma aliyense pensioner musanapite ikani ndalama za penshoni wanu, ayenera bwinobwino malamulo ndi kusankha mtundu wa penshioni kuti adzakhala yabwino kwa iye. Monga akuchuluka mu ndalama, chaka ndi recalculated, amene amaganizira kufufuma ndi ndalama kuchuluka kwa moyo. Choncho, chaka chilichonse penshioni kwambiri chifukwa ndi ochepa. Ena akuluakulu sindikudziwa za ubwino iwo ali oyenera Choncho, musagwiritse ntchito iwo, ndipo ayenera kukhala woyenera pa nkhani imeneyi. Ngati nthawi kukonzekera zikalata ndi bwino kutsogolera yokha, kamangidwe ka penshioni ya satenga nthawi zambiri.

Tiyenera kukumbukira kuti mmene chachikulu penshioni aliyense chilema ndi ndime ya ntchito yapadera kuti osvidetelstvuet zolakwika zonse ndi kuika gulu logwirizana ndi boma la thanzi la munthu.